Please read these terms carefully before using our services.
Welcome to InvestWise! By accessing or using the InvestWise website (the "Site") and its related services, including but not limited to our courses, resources, tools, and content (collectively, the "Services"), you ("User" or "you") agree to be bound by these Terms and Conditions ("Terms"). These Terms constitute a legally binding agreement between you and InvestWise. If you do not agree to all of these Terms, you are prohibited from using or accessing this Site and its Services. Your continued use of the Site constitutes acceptance of these Terms.
InvestWise provides educational resources and tools to assist users in learning about investing and financial planning. The Services may include, but are not limited to, online courses, webinars, investment simulators, articles, blog posts, and other informational content. InvestWise is not a financial advisor, and the information provided through the Services is for educational purposes only and does not constitute financial advice. We do not endorse any specific investment strategies, products, or services. You are solely responsible for your investment decisions.
As a user of InvestWise, you agree to the following:
All content on the Site, including but not limited to text, graphics, logos, images, audio clips, video clips, data compilations, software, and other material (the "Content"), is the property of InvestWise or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the Content without the prior written consent of InvestWise, except as follows:
InvestWise grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Services for your personal, non-commercial use. You may not use the Services for any commercial purpose without the express written consent of InvestWise.
THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. INVESTWISE DOES NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. INVESTWISE DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE SERVICES IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE. YOU (AND NOT INVESTWISE) ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR, OR CORRECTION.
InvestWise provides educational content and tools but does not guarantee any specific investment outcomes. Investing involves risk, and you may lose money. Past performance is not indicative of future results. You are solely responsible for your investment decisions.
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, INVESTWISE SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SERVICES, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), OR ANY OTHER LEGAL THEORY, EVEN IF INVESTWISE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SUCH LIMITATIONS SHALL APPLY REGARDLESS OF WHETHER THE DAMAGES ARISE FROM (A) USE OR MISUSE OF THE SERVICES, (B) INABILITY TO USE THE SERVICES, OR (C) INTERRUPTION, SUSPENSION, OR TERMINATION OF THE SERVICES.
IN NO EVENT SHALL INVESTWISE'S TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION (WHETHER IN CONTRACT, TORT, OR OTHERWISE) EXCEED THE AMOUNT PAID BY YOU, IF ANY, FOR ACCESSING THE SERVICES.
Some jurisdictions do not allow the exclusion or limitation of certain warranties or liabilities, so some of the above exclusions or limitations may not apply to you.
You agree to indemnify, defend, and hold harmless InvestWise, its officers, directors, employees, agents, licensors, and suppliers from and against all claims, losses, expenses, damages, and costs, including reasonable attorneys' fees, arising out of or relating to your use of the Services, your violation of these Terms, or your violation of any rights of another.
InvestWise reserves the right to modify these Terms at any time, without prior notice. Your continued use of the Services after any such changes constitutes your acceptance of the new Terms. It is your responsibility to review these Terms periodically for any updates or changes. The most current version of the Terms will be posted on the Site.
InvestWise may terminate your access to the Services at any time, with or without cause, and with or without notice. You may terminate your account at any time by contacting us through the contact information provided on the Contact page. Upon termination, your right to use the Services will immediately cease.
These Terms shall be governed by and construed in accordance with the laws of the State of [Insert State Name], without regard to its conflict of law principles. You agree that any legal action or proceeding arising out of or relating to these Terms shall be brought exclusively in a federal or state court of competent jurisdiction sitting in [Insert City, State Name].
These Terms constitute the entire agreement between you and InvestWise relating to the Services and supersede all prior or contemporaneous communications and proposals, whether oral or written, between you and InvestWise with respect to the Services.
If any provision of these Terms is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall be enforced.